Don’t Let Insurance Adjusters Lower the Value of Your Workers Comp Claim

Insurance adjusters can be difficult to deal with. They will try to cut off payments and lower the value of your claim. They also know how to spot weaknesses in workers comp claims and use them to their advantage.

If you are filing a workers comp claim, here are some ways insurance adjusters may try to lower the value of your case. The best way to protect yourself from an adjuster is to hire an experienced workers comp attorney.

1. A Case With No Workers Comp Attorney

If you try to file your claim without a workers comp attorney, the insurance adjuster will try to take advantage of you and push for a smaller settlement. They know that you have little experience with workers comp law, and they can use this to save themselves money.

The Workers Compensation Act is a complicated law, and it takes attorneys years to learn all of its loopholes. An insurance adjuster use your inexperience to save the insurance company as much money as possible. They think that you don’t know the true value of your case, and offer small settlements in an attempt to resolve the claim quickly.

Protect yourself with an experienced workers comp attorney. They can fight the insurance company and prevent lowball offers. They can also ensure that adjusters don’t try to delay payments.

2. An Attorney Who Isn’t Aggressive

Winning workers comp claims can be difficult. Insurance companies will fight to pay as little as possible, and employers may try to downplay the severity of your injuries.

You need an attorney who will fight the insurance companies for you. Many attorneys want to try to settle the case as quickly as possible and save themselves time. Make sure you choose an attorney who is aggressive and fights to win you the maximum possible settlement for your claim.

The adjuster isn’t going to stop working for the insurance company, so you need an attorney who will always fight for you.

3. Knowing The Injured Worker Needs Money

Adjusters will often try to take advantage of financial need to push lowball settlements. The injured worker, desperate for money, will often accept the settlement to pay bills.

A workers comp attorney can help protect your rights and ensure that you are not improperly denied payment. If your employer is trying to deny you a checks or fire you without reason, we step in and take legal action.

4. Doctors Who Work For The Insurance Companies

When you visit a doctor, they should always have your best interest in mind. But many doctors will claim that you can return to work without restrictions, even when you are still injured. Adjusters pick the doctors themselves, knowing that they can rush you back to work and save themselves money.

You need an aggressive workers comp attorney to protect your legal rights and ensure you receive proper medical care. If the adjuster tries to cut off your benefits, we take legal action to ensure your financial security and get you to a doctor who will work for you, not the insurance company.

5. The False Claim That Attorneys Will Take Most Of Your Settlement

Adjusters love to spread the myth that greedy workers comp attorneys will take most of your settlement. They do this to try to prevent you from hiring a personal injury attorney. But you’re only helping the insurance company by trying to file your claim without an attorney.

Claims filed with an experienced workers comp attorney are worth on average over 2.5 times as much as claims made without an attorney. When you add in attorney fees, you’ll still end up with a settlement that is twice as large as what you would get without an attorney.

At Davis Sanchez, we offer free evaluations where we discuss the value of your case. We also give you a fair estimate of your legal fees.

6. Employers Who Will Put You On Light Duty

Adjusters will do everything they can to get you off the insurance company’s payroll. When an employer offers light duty, this is an easy way for the adjuster to cut your workers comp benefits and save the insurance company money.

At Davis Sanchez, we make sure that any return to work offered by an employer is in your best interest and that it will not put your claim at risk. If you are not ready to return to work, we ensure that insurance adjusters continue to pay your workers comp benefits and that your employer does not violate your legal rights.

7. Nurses And Rehab Counselors Who Aren’t Looking Out For You

Adjusters will often hire rehab nurses themselves to try to keep costs down. These nurses can be expensive, but the insurance companies cut costs by violating the law and cutting the amount of rehab you receive.

At Davis Sanchez, we work directly with nurses and rehab counselors to ensure that you receive the proper care. Your medical team should work for you, not for the insurance company.

If the insurance adjuster is not willing to offer proper rehab care, we can take additional steps to get you the right care for your injuries.

8. Employers Who Don’t File Proper Reports

If you’ve been injured at work, it’s important that your employer file a full accident report. This will be the basis for your insurance claim, and is crucial in determining the value of your case.

Insurance adjusters may try to take advantage of incomplete reports to push a small settlement or cut payments. They know that employers often want little to do with insurance claims, and use this to their advantage.

If you feel that your employer is not cooperating or is offering an inaccurate report of the accident, you should speak to a workers comp attorney.

Contact An Experienced Workers Comp Attorney

If you want to keep yourself safe from aggressive insurance adjusters, you’re going to need a skilled workers comp attorney to protect your legal rights.

At Davis Sanchez, our only focus is workers comp law. We fight to win you the maximum possible settlement so that you can cover all of your medical bills and lost wages.

Our approach is “honest law,” meaning that we only tell you the truth. All of our attorneys work directly with you, and your case is always handled by the attorney that you speak to.

We offer free case evaluations, where we can give you an honest appraisal of your legal options and the possible value of your case. Fill out our case evaluation form, or contact us by phone.