An injury at work can change your life in an instant, and lead to years of medical bills and lost wages. Many workers turn to workers comp claims to receive compensation for their injuries and protect their financial future.
Although workers compensation insurance was designed to protect workers, it can be difficult to get a settlement that fully covers your medical expenses. Employers and insurance companies will do everything possible to reduce the value of your claim. Some employers may even try to deny that the accident took place.
Winning your workers comp case may be tough. But it’s still possible to get the settlement that you deserve. Here are five ways that you can increase the chances of a successful settlement.
When it comes to workers comp claims, time is of the essence. It’s crucial that you file your claim as quickly as possible after the injury.
After you’ve received medical care, you should fill out the First Report of Injury (FROI) form. This will be important in your workers comp claim, and any errors could hurt your case.
Although filing the form as soon as possible is advised, make sure you fill out the form carefully and truthfully. Any mistakes in the form could hurt your credibility and reduce the compensation you receive for your injuries.
Some employers may try to discourage you from filing out an FROI form. If you notice your employer trying to stop you from reporting the accident, you should contact a workers comp attorney. They can help protect your legal rights and ensure that your employer does not block your workers comp claim.
When a claim comes down to your word against your employer’s, it may be difficult to prove that the employer was at fault. That’s why it’s crucial that you get as many witness statements as possible.
Employers and insurance companies will often try to prove that you were careless, and that your own actions were to blame for the accident. Witnesses can help back up your claims by documenting what really occurred.
Always try to get written statements from a witness. This will be considered more accurate than oral testimony.
If you’ve been injured at work, make sure to seek medical attention as soon as possible. You’ll have to wait for your workers comp report to be filed, and there’s nothing to be gained by delaying medical treatment.
Employers and insurance companies may also take any delay in seeking medical attention and use it to their advantage. They may claim that this delay proves that your injuries are not that severe.
When you go to the doctor, clearly explain what happened, and make sure that they understand that the injury occured at work. You’ll want proper documentation for your injuries, as well as any medical procedures that were performed.
After a workers comp claim, insurance companies will often request access to your medical records. This allows them to investigate your injuries and estimate the value of your claim.
These requests are reasonable, and are an important part of the workers comp claims process. However, you need to be careful with what information you give the insurance company access to. Make sure to read through any medical authorization request carefully before signing.
The best way to avoid any issues with medical authorization requests is to consult a skilled workers comp attorney. They can read through any requests to ensure that the insurance company is not trying to
Trying to represent yourself in a workers comp claim is challenging. That’s why you should trust a skilled professional to handle your case for you. They can fight the insurance companies for you so that you can focus on your recovery.
At Davis & Sanchez, our only focus is workers comp law. We know the impact that a personal injury at work can have on you and your family. That’s why we fight to win you the maximum possible settlement for your case.
We also offer free consultations, where we can get to know every detail of your case.
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